Visa

Type
Rate
Platinum Visa with Score Rewards
as low as 10.49% APR*
Student Visa
7.99% APR*
Share Secured Visa
as low as 10.49% APR*

Personal Loan

Type
Rate
Personal Loan
as low as 9.49% APR*

Vehicles

APR*
New: Automobile (24 Months)
2.50%
New: Automobile (60 Months)
3.25%
Used: Automobile (24 Months)
3.50%
Used: Automobile (60 Months)
4.25%

Home Equity

Term
First Lien Rate*
Second Lien Rate*
Home Equity 0-60 Months
3.99%
4.99%
Home Equity 61-120 Months
4.49%
5.49%
Home Equity 121-180 Months
4.99%
5.99%
Line of Credit (Variable)
5.00%
5.00%
Home Equity 180-240 Months
5.49%
5.99%
* Estimated APR

Share Secured

Type
Rate
Share Secured
3.30% APR*

PAL Loan

Type
Rate
PAL
18.00% APR*

Share Accounts

Type
Rate
Yield**
Share Savings
0.15%
0.15% APY**
Secondary Savings
0.15%
0.15% APY**
Special Savings
0.15%
0.15% APY**
IRA Savings
0.15%
0.15% APY**

KASASA Cash Checking(Qualifying)

Type
Rate
Yield**
Up to $15,000.00
1.989%
2.00% APY**
Above $15,000.00
0.300%
2.00-0.52% APY**

KASASA Saver (Qualifying)

Type
Rate
Yield
Up to $50,000.00
0.75%
0.75% APY**
Above $50,000.00
0.30%
0.75-0.45% APY**

KASASA Cash & Saver (Non Qualifying)

Type
Rate
Yield
All Balances
0.05%
0.05% APY**

Money Market

Type
Rate
Yield
$500.00 - $24,999.99
0.05%
0.05% APY**
$25,000.00 - $49.999.99
0.05%
0.05% APY**
$50,000.00 - and Over
0.05%
0.05% APY**

Share Certificates***

Term
Rate
Yield
12 Months
0.60%
0.60% APY**
36 Months
0.75%
0.75% APY**
60 Months
1.30%
1.31% APY**

IRA Share Certificates

Term
Rate
Yield
12 Months
0.65%
0.65% APY**
36 Months
0.80%
0.80% APY**
60 Months
1.35%
1.36% APY**

**A minimum average daily balance of $50.00 is required to earn dividends

***$500.00 Minimum Investment to open a share certificate and obtain the APY. Penalty for early withdrawal may reduce earnings.