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Loans For The Right Reasons

You’ll see at lot of “firsts” in high school, but nothing beats that first car or big–ticket item you pay for yourself. Borrowing money should be a well–thought out plan. When you make your Credit Union the first stop, you’ll be better prepared to make those big decisions and get those most for your hard–earned money.

Do your homework and see the difference a loan from Student Credit Union Branch can make:

Hunger Loan — Running late and forget your lunch money again?? No worries!! Don’t go without lunch, try our Student Credit Union Branch’s Hunger Loan!

  • Loan amounts up to $25
  • 14–day payback period
  • 50¢ processing fee for every $5 withdraw

High Tech Loan — Does your computer need an upgrade? Or in the market for a new laptop? At the Student Credit Union Branch we understand technology is expensive so let us help!

  • Fixed Rate of 4.99% APR
  • Loan amounts up to $1,500
  • Up to 12 months term available
  • Parent or Legal Guardian is required to be joint on loan

Activity Loan — Need money for an upcoming ski trip? Or is it time to pay your soccer dues? Being involved in activities can be pricy but your Student Credit Union Branch can help spread out the cost with our Activity Loan.

  • Fixed Rate of 2.99% APR
  • Loan amounts up to $500
  • Up to 12 months term available
  • Parent or Legal Guardian is required to be joint on loan

MishMash Loan — Need extra cash for school supplies? How about a down payment for that yearbook? Or even some extra money for those tickets to prom?? With the Student Credit Union’s MishMash Loan you won’t miss a thing!!

  • Fixed Rate of 2.99% APR
  • Loan amounts up to $500
  • Up to 12 months term available
  • Parent or Legal Guardian is required to be joint on loan

Share Secured Loans — Looking to build your credit? Or need to make a purchase but don’t want to dip into your savings? With our Share Secured Loan you can borrow against the money in your Student Credit Union Branch savings and receive a low rate loan while continuing to earn interest in your savings!

  • Fixed Rate of 2.65% APR
  • Loan amount up to $2000
  • Up to 12 months term available

Auto Loans — In our fast paced world reliable transportation is vital! Need reliable transportation and a lower payment?? Let the Student Credit Union Branch help you get where you wanna go with our Auto Loans!

  • Low competitive interest rates
  • Up to 100% Financing
  • Up to 72 months term available
  • Parent or Legal Guardian is required to be joint on loan

Student Visa Credit Card — Created for the student on the go, the Student Credit Union Branch’s Student Visa Credit Card provides students with the building blocks to begin a life of financial responsibility.

  • Fixed Rate of 7.99% APR
  • Up To $500 Credit Limit
  • No Annual Fee
  • No Cash Advance Fee
  • Earn ScoreCard Reward
  • 25 Day Grace Period On New Purchases
  • Parent or Legal Guardian is required to be joint

Smart Option Student Loans — Preparing for college? Make paying for it less stressful!! Your Student Credit Union Branch and Sallie Mae have teamed up and created an ideal solution…The Smart Option Student Loan®! Help bridge that gap between federal loans and the cost of educational expenses.

  • Low Competitive Interest Rates
  • Borrow up to 100% of school certified education costs
  • Multiple repayment options available
  • No prepayment penalty

Begin your Smart Option Student Loan application process.

Apply Today!

To Apply please print & complete a loan application. Students can return the loan application to the Student Credit Union Branch located in the school's Cafeteria.

— All students under the age of 18 years old may not hold loan balance in excess of $2000.00
— All loan approvals are subject to normal underwriting guidelines with the exception of the Hunger Loan
— Hunger Loan only eligible to student currently enrolled at Penn Trafford High School

Questions??

Stop by your Student Credit Union Branch, email us at school@westmorelandfcu.org or call us (724)744–0670 for more information.